I decided I wanted to try my hand at digital scrapbooking. I didn't want to spend a bunch of money doing so, especially since I wasn't sure if I would like it or if it was something that I could see myself doing instead of paper scrapbooking.
I asked some friends and found out that one place, http://www.scrapbookmax.com/, has a 30-day free trial. I haven't downloaded it yet. I did some searching and found http://www.bellascrapbook.com/ and while that site has some nice templates, the cost of purchasing the ready-made layout was too much for my budget. Another place, http://www.cropmom.com/, has free layouts but then you have to purchase them if you want to print them. If you take the lower-resolution ones, they also come with a cropmom watermark on them. They're OK for emailing and for putting on a Web site, but nothing else.
I think they turned out pretty cute.